SBA 7(a) loans in Kansas
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data [source] · File as of September 30, 2026 · Loans approved in federal fiscal years 2024–2026 (Oct 2023 – Sept 2026) · Imported November 4, 2026
1,163loans approved
$250,000median loan
$100K–$574Kmiddle half of loans
$644.0Mtotal approved
9%median initial rate
10 yrsmedian term
The median Kansas loan is 43% larger than the national median of $175,000.
Loan sizes
Top industries
| Industry (NAICS) | Loans | Median |
|---|---|---|
| Full-Service Restaurants (722511) | 50 | $311,750 |
| Landscaping Services (561730) | 40 | $139,100 |
| Limited-Service Restaurants (722513) | 38 | $390,250 |
| Hotels (except Casino Hotels) and Motels (721110) | 37 | $1,660,000 |
| Fitness and Recreational Sports Centers (713940) | 25 | $250,000 |
| Snack and Nonalcoholic Beverage Bars (722515) | 23 | $475,400 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 22 | $250,000 |
| Beauty Salons (812112) | 22 | $116,600 |
| Residential Remodelers (236118) | 22 | $150,000 |
| Offices of Dentists (621210) | 21 | $200,000 |
Most active lenders in Kansas
| Lender | Loans | Median | Total |
|---|---|---|---|
| Emprise Bank | 92 | $224,100 | $34.6M |
| U.S. Bank, National Association | 75 | $50,000 | $20.7M |
| Oakstar Bank | 55 | $845,000 | $64.1M |
| The Huntington National Bank | 50 | $278,500 | $27.0M |
| Newtek Bank, National Association | 37 | $250,000 | $9.9M |
| Intrust Bank National Association | 35 | $255,800 | $17.4M |
| Commerce Bank | 33 | $60,600 | $6.9M |
| Readycap Lending, LLC | 33 | $50,000 | $5.6M |
| Live Oak Banking Company | 33 | $500,000 | $38.6M |
| Equity Bank | 31 | $273,000 | $13.6M |
SBA 504 loans in Kansas
504 loans finance real estate and major equipment through a Certified Development Company (CDC). Approved FY2024–FY2026, file as of September 30, 2026 [source].
91504 loans approved
$686,000median CDC portion
$97.9Mtotal CDC portion
What these 504 amounts cover: only the SBA-backed CDC portion of each project (typically up to 40%). A bank first loan and the borrower's down payment make up the rest, so total project costs are larger.
Most active CDCs in Kansas
| Lender | Loans | Median | Total |
|---|---|---|---|
| Rural Missouri, INC. | 37 | $1,116,000 | $51.0M |
| Wakarusa Valley Development, INC. | 21 | $498,000 | $14.3M |
| Frontier Financial Partners, INC. | 14 | $726,000 | $16.7M |
| Heartland Business Capital, INC. | 12 | $875,000 | $12.9M |
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What this data does — and doesn't — tell you
- Approvals, not applications. These are loans SBA approved. The data has no denials, so it cannot tell you your odds of approval.
- Loan size is not startup cost. 7(a) loans also pay for buying existing businesses, real estate, equipment, refinancing and working capital.
- Gross approval amount. Figures are the full approved loan, including the part SBA does not guarantee. Some approved loans are later reduced or never fully disbursed.
- Industry codes are assigned at approval (NAICS) and can be imprecise — a mobile detailer may be coded as a car wash, for example.
- Medians beat averages here: a few very large loans pull averages up. We show the median and the middle half (25th–75th percentile).
- No default rates. Most recent loans are still being repaid, so charge-off rates for these years would be misleading. We don't show them.
- Cancelled loans are excluded, and any group with fewer than 10 loans is hidden. We never publish borrower names.
- Lender counts aren't a quality rating. Big national lenders make many small loans; local lenders may know your market better. Talk to several, or use SBA Lender Match.